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Article Type

Professional Proficiency

Article Abstract

Related Issue:

The national conversation on student loan debt has led to questioning the value of American higher education. Students are relying on federal and private student loan products to pay for the cost of attendance at American higher education institutions. To address this challenge, many institutions have launched no-loan initiatives. One such institution is Model College (pseudonym), a highly selective NCAA Division I, private liberal arts college on the east coast that launched a no-loan initiative in 2019. This study shows the differences in student experience and student success by evaluating student life experience, academic experience, and experience with financial aid and work-study between the cohort of students who receive financial aid packages that include loans and work-study and those who do not.

Author(s)

Daniel Saud, Ed.D., serves as the Assistant Dean of International Admissions
and Enrollment at the University of Arizona. Dr. Saud came to the United
States as a F-1 student in the early 2000s. His experience as an F-1 student
along with his time as a DAAD Fellow studying at Technische Universität (TU)
Berlin led him to pursue a career in this field. Having visited 63 countries,
he is always interested in learning a new culture and helping students and
their families understand the value of American higher education. At Arizona,
he leads a team dedicated to helping students and their families navigate the
admissions process for the university and obtaining a world class education.

Dr. Saud is a scholar-practitioner and often teaches graduate-level courses in
education policy, enrollment management, international education, and history
of American higher education. He is an active member of American Association
of College Registrars and Admission Officers (AACRAO) and NAFSA: Association
of International Educators and serves on the U.S. Advisory Board for IDP
Education, and Applyboard Canada. Dr. Saud is also a member of the Western
Higher Education Advisory Committee for the University of Cambridge
International Education. He is fluent in four languages and enjoys reading
post-civil war American history.

Meghan Grace, Ed.D., is a researcher, consultant, speaker, and podcast host.
As a consultant for Plaid, she oversees research and data strategies and
provides project and program management. Her research interests include
generational studies with a current focus on Generation Z (born 1995–2010),
higher education, student life, and campus and organizational climate. She
also serves as a co-lead for the Institute for Generational Research and
Education with her research partner, Dr. Corey Seemiller. Dr. Grace completed
her undergraduate degree in communication studies with a leadership studies
minor at Chapman University, her master’s degree in higher education at the
University of Arizona, and her doctorate in higher education leadership and
policy at Vanderbilt University. Dr. Grace resides in Nashville, TN.

Micah Kamrass, Ed.D., practices higher education law, real estate law, and
election/campaign finance law. In his higher education law practice, Kamrass
serves as general counsel and special counsel to numerous international
fraternities and sororities and their affiliated entities. In his real estate
practice, Kamrass provides counsel on a wide range of real estate matters to
clients ranging from small family-owned businesses to some of the largest
companies in the world. In his election/campaign finance law practice, Kamrass
provides trusted counsel to many of Cincinnati’s elected officials and other
civic leaders.

Kamrass attended The Ohio State University for undergraduate, graduate, and
law school. While there, he served as student body president where he
represented 40,000 students. Kamrass was also President of the Ohio State
University chapter of Alpha Epsilon Pi and served as a member the Alpha
Epsilon Pi international Supreme Board of Governors. In addition to his law
degree, Kamrass has a doctorate in higher education leadership and policy from
Vanderbilt University. He also serves as an adjunct professor of higher
education law at Vanderbilt University.

References

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