AACRAO Debt & Equity Convening

September 20, 2021
  • Research
  • Transcripts
  • Student Access and Equity
student wearing a blue shirt trapped in a cage with a giant graduation cap on top of the cage

AACRAO’s 2020 Stranded Credits Report shined a light on administrative holds on student's records for unpaid balances as low as $25. These holds prevent students from accessing official transcripts or re-enrolling at other institutions. There is a human cost, an inequitable one at that, to this practice that prevents students from attaining their educational goals and, in theory, earning the salary needed to repay their debt. 

 AACRAO continues its work to re-envision transfer and ensure transparent and equitable pathways to completion. In partnership with Lumina Foundation, we will host a Debt & Equity Convening exploring the impact of debt on students through the lens of equity. Led by Dr. Wendy Kilgore, Director of Research, AACRAO, and Dr. Ken Sharp, AACRAO Consultant, this project will research and examine the impact of institutional hold practices. 

Higher education institutions participating in this convening include:

  • University of Delaware

  • Georgia Military College

  • SUNY at Stony Brook

  • The University of Colorado at Colorado Springs

  • Montana State University - Billings

  • Metropolitan Community College

  • Lamar University

  • Morgan State University

  • Blackhawk Technical College

  • Texas Wesleyan University

  • Volunteer State Community College

  • University of Missouri - Kansas City

  • Wichita State University

  • Lincoln College

  • Augustana College

Researchers and participants are interested in gaining insight into unpaid debt, and other registration and official transcript hold practices on students. Unforeseen outcomes may include: 

  • Premature exit from the institution

  • Impediment to future enrollment

  • Restriction of transfer opportunities

In general, this research aims to understand better the impact of debt on students as examined through the lens of equity. 

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